Electronic Consent Agreement

Electronic Consent Agreement

This consent for electronic delivery applies to all required disclosures regarding all deposit accounts you have with us, and is effective until withdrawn by you. Agreeing to accept disclosures electronically means that once we present them to you, and, if required, you accept them, they will apply to you and your deposit accounts with us. It also means that we may not mail you copies of disclosures that are provided electronically. Accordingly, you should print or otherwise retain a copy for your records of this disclosure and all other disclosures you receive electronically.

In order to open a deposit account online, you must consent to electronic delivery of certain disclosures. If you do not want to consent to electronic delivery of documents, you will not be able to open an account online.

Listed below are some of the disclosures you may receive electronically:

  • Terms and Conditions of Your Account; 
  • Terms and Conditions Overdraft Addendum Understanding and Avoiding Overdraft and Nonsufficient Funds (NSF) Fees; 
  • Electronic Fund Transfers Your Rights and Responsibilities; 
  • Regulation CC Funds Availability Disclosure;
  • Miscellaneous Fees and Charges;
  • Privacy Policy; 
  • Truth in Savings Disclosure; or 
  • Any other disclosures that we are required to provide.

We may, at our discretion, make electronic disclosures available to you via our website or by e-mail, and may choose to send paper copies of disclosures to you even though we made or could have made them available to you electronically.

You can withdraw your consent to electronic delivery, but doing so will not affect the legal effectiveness, validity, or enforceability of the electronic documents that were provided to you before your withdrawal became effective. If you withdraw consent for electronic delivery, your withdrawal may take up to ten (10) days for us to process.

You can request that we send you a paper copy of any disclosure that was originally provided electronically (we may charge you a fee for providing some documents and we will send these documents to you using the United States Postal Service), withdraw your consent to receive future documents electronically, or provide us with updated information about how we can contact you electronically by writing to us, calling, or visiting one of our branches.

You may address any inquiries or questions to Wyoming Bank & Trust, by:

C1alling us at 307-632-7733, or writing us at:

Wyoming Bank & Trust
5827 Yellowstone Road
Cheyenne, WY 82009

If your Account is owned jointly with another person, either one of you may consent to receive or cancel eStatements and electronic notices/disclosures. Such consent to access eStatements shall apply to all owners. A notification email to one owner of a joint account is considered notice to all owners.  

In order to receive electronic disclosures, you will need a working connection to the Internet.  Your browser must support Microsoft Internet Explorer®, Mozilla Firefox®, Google Chrome® or Microsoft Edge® support this feature. You will also need either a printer connected to your computer to print documents or sufficient hard drive space available to save the information.