Certificate of Deposit

We’ve got a Certificate of Deposit that’s right for you. For as little as $1,000, you can open your own Certificate of Deposit (CD) today!

Our CDs offer flexibility, guaranteed yields, and the safety of Federal Deposit Insurance Corporation (FDIC) insurance. Wyoming Bank & Trust CDs are backed by the FDIC for up to $250,000 per individual – making them as safe as any investment in the world.

Because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures, you’ll know exactly what return you’ll get and when you’ll get it. We offer CDs in a broad range of maturities, each designed with a particular goal in mind:

Short-Term CD: Short-term CDs (usually up to 3 months) offer you the fastest, readiest access to your money.

Medium-Term CD: Medium-term CDs (6 to 18 months) offer you higher yields than shorter-term CDs.

Long-Term CD: Long-term CD (2 years or more) reward you with the highest yields we have to offer.

Penalty for early withdrawal. Interest rates subject to change daily.

FDIC INSURANCE is provided for our deposit accounts up to $250,000.00. Under certain conditions, coverage can be greater. See our customer staff for details.

No Limit Certificates of Deposit through Certificate of Deposit Account Registry Service (CDARS)

A great service for large-deposit investors! With our No Limit CDs program through the Certificate of Deposit Account Registry Service (CDARS), large deposits can now be placed by Wyoming Bank & Trust into smaller denomination CDs at multiple institutions.

This service offers significant benefits, including:

  • Safety of FDIC insurance for large deposits
  • CD interest
  • Management convenience
  • Security of working with a trusted, local source

Having your funds placed in the No Limit CDs program through CDARS couldn’t be easier or more convenient.